What each of you brings in
List what you each own and owe today, then decide — item by item — what stays with whoever brought it and what you would share. The page works out where each of you would stand.
Which sounds most like the two of you?
Each one fills in a typical starting point. Change anything afterwards.
Step 2 — make it yoursRename things, change amounts, and mark each item Theirs (it goes back to whoever brought it) or Shared (it goes into a pot you split). Debts count too.
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A planning aid, not legal advice. What a pre-nup can cover, and what makes one hold up, differs by state and country. Use this to arrive at your lawyers knowing what you want — and each of you should have your own.
How this is worked out
Each item marked Theirs goes back to whoever brought it — debts included. Everything marked Shared goes into one pot, assets minus debts, and the pot is split evenly between you.
That is the simplest arrangement, not the only one. Your agreement can split the pot any way you both choose, and can treat growth, income earned during the marriage and anything bought later quite differently. Values are today's: the separate or shared later tool shows how a home's share can change over the years.
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Why start with a list
Every pre-nup begins with the same document: full financial disclosure — what each of you owns, owes and earns. An agreement signed without it is one of the easiest kinds to overturn, because nobody can be held to giving up something they were never told about. Writing the list together, before any lawyer is involved, is the cheapest hour of the whole process.
It also changes the conversation. "What do we do about the house?" is abstract. "The house is $180,000 of equity, and if we mark it shared you would each count $90,000 of it" is a decision two people can actually make.
Theirs, shared, and the things in between
This page offers two choices per item because that is how most couples start thinking. Real agreements are often more precise: a home that stays separate but whose growth is shared, a business that stays separate except for a payment reflecting work the other partner put in, a retirement account split only for the years you were married. Mark the rough intention here and take the detail to your lawyers.
Related
Separate or shared later shows how a home owned before the wedding can become partly shared. The conversation checklist covers the eleven other topics, and the timeline tells you whether there is time before the wedding. The pre-nup guide walks through the whole process.
Questions people actually ask
Do we have to list everything?
For the real agreement, yes — full and honest disclosure is what makes a pre-nup hold up. For this page, list what matters: the large things and anything either of you feels strongly about.
What about debts we pay off together?
Mark a debt Shared and it comes out of the common pot, so you both carry it. Mark it Theirs and it stays with whoever brought it. Many couples keep premarital debts separate but agree how payments made during the marriage are treated.
Is an even split what the law would do anyway?
It depends where you live. Community property states generally split what was acquired during the marriage evenly; most others divide it by what is fair, which is not always half. What you owned before the wedding is usually treated differently again. A pre-nup lets you decide rather than leaving it to those defaults.
Is anything I type saved?
No. The page keeps it in memory while it is open, sends nothing anywhere and writes nothing to your browser. Close or reload the page and it is gone.